Well, for that banner, I think you could have done a better job cleaning up the image. Try using a smaller brush size to erase it and zoom in, or just use the magic wand tool and go in after that. (Or use a render that's pre-transparentized, hurr hurr.) Plus, I think you could have picked a better color choice for the text, because it's a little hard to read against the black background. o no
Also, it seems that I was skipped? Sadface.